If you suffer an injury on the job, there is nothing more important than obtaining immediate medical treatment. The last thing you want to do is assume that you can treat the injury on your own, as this can lead to more harm than good (in many ways).
While you may not realize it up front, you need to concern yourself with a workers' compensation denial. There are times when workers believe they will receive benefits until they are able to return to work, just to find that nothing could be further from the truth.
Here are some of the most common reasons for a workers' compensation denial:
- You did not report the injury to your employer in a timely manner (the sooner you do this the better off you will be)
- You did not file the claim in time
- Your employer disputes the claim, such as by stating that you did not suffer the injury at work
- You did not receive medical treatment immediately following the injury
These are not the only reasons for a workers' compensation claim denial, but they are definitely among the most common. As you can see, it's easy to believe that you are doing everything right, just to find that a simple mistake has put you in a worse position.
While there is little more frustrating than receiving a workers' compensation denial letter, here's something to remember: You have the right to file an appeal. You don't have to live with the initial ruling and hope that you figure things out on your own.
In some cases, you can win an appeal by doing nothing more than providing additional information and documentation. Your denial letter will outline the steps you need to take.
Overall, it's only natural to have concerns about a workers' compensation claim denial. This could happen to you, which puts you in an even more difficult position.
If you take all the right steps with your claim, while also understanding your legal rights, you can do your part in avoiding a setback as the process moves forward.