California's workers' compensation system is very helpful when a Stockton resident gets hurt on the job. However, they are most effective when a person is laid up only temporarily, as the benefits will cover a good chunk of the worker's lost income and also reimburse their medical expenses.
Unfortunately, given the way workers' compensation is set up in this state, a person who winds up permanently unable to return to work because of a workplace accident may not be able to get everything he or she needs to maintain a livelihood. In these cases, a worker may need additional financial help to cover their expenses.
In addition to our workers' compensation practice, our law office is able to help workers who are permanently disabled obtain Social Security Disability Insurance, or SSDI, through the Social Security Administration. These benefits are designed to help disabled people cover some of the income they are no longer able to earn because of their illness or injury.
Anyone with a significant work history can in theory ask for SSDI benefits, as the amount of monthly payment one is eligible for is actually tied to how much a person has paid in to the Social Security system over the years. Still, actually proving that one is "disabled" and thus entitled to these monthly payments can prove to be a challenge, particularly if a person's disability is not recognized by the Social Security Administration.
Our office will help clients compile the medical records and other evidence they need in order to make a convincing case for SDDI benefits. Although we hope that all of our clients' applications for SSDI will get approved promptly, we are also experienced disability advocates who are prepared to tell our clients' stories at an administrative hearing.