If you are injured at your place of work in California, you will likely be required to seek reimbursement for any wages that are lost due to the injury or illness, along with payment for medical care, through state's workers' compensation system. At first blush, the idea of filing a claim for workers' compensation benefits may not seem all that onerous. However, the process can sometimes be anything but cut and dried.
When you file a workers' compensation claim, you are for all intents and purposes putting yourself at the mercy of an insurance carrier. That's right: Worker's comp is insurance that the State of California requires employers to purchase. In return for maintaining workers' compensation insurance, employers enjoy reduced liability for any injuries or illnesses that occur on the job. At the same time, you are guaranteed some compensation for getting hurt or becoming ill at work.
Although this is a win-win situation in theory, workers bear a little more of the burden in the workers' compensation system. This is because the system sets up a somewhat-adversarial process between the injured/ill worker and the workers' comp insurer. The insurance company wants to minimize their risk and reduce their exposure while the worker wants to get the medical treatment and economic benefits he or she is entitled to because of the workplace injury or illness.
At the Law Office of Ronald M. Stein, we have been fighting for injured workers for years. We work to ensure that, if you were injured or became ill at your workplace, you will receive the medical care and financial recompense that you've got coming. Visit our website's workers' compensation page to learn how we can help you.